SMSF Growth in 2025: What the Latest ATO Report Means for Trustees

The Australian Taxation Office (ATO) has released its SMSF Quarterly Statistical Report for June 2025, and the results confirm that Self-Managed Super Funds (SMSFs) remain one of the fastest-growing retirement options in Australia. With nearly $1 trillion in total assets, SMSFs continue to give Australians greater control over their retirement savings.

📊 SMSF Population Keeps Growing

• As of June 2025, there are around 615,000 SMSFs across Australia.

• These funds are home to over 1.1 million members, most of whom are in the 45–64 age group.

• In the June quarter alone, 5,400 new SMSFs were established, while 3,300 were wound up, leading to net growth of over 2,000 SMSFs.

This steady growth shows that many Australians value the flexibility and investment control SMSFs offer.

💰 SMSF Assets Near $1 Trillion

• Total SMSF assets are now valued at $922 billion.

• The average SMSF holds about $1.5 million, while the median fund size is $745,000.

• This demonstrates that SMSFs are a significant part of the superannuation landscape and are well-suited for those looking to build long-term wealth.

📈 How SMSFs Invest

SMSFs remain highly diversified, with trustees choosing a mix of traditional and alternative assets:

• 26% in listed shares

• 18% in cash and term deposits

• 11% in unlisted trusts

• 10% in non-residential property

• 7% in residential property

This asset spread highlights the flexibility and investment freedom SMSFs provide compared to retail or industry super funds.

👥 Who’s Setting Up SMSFs?

The ATO data shows that:

• 86% of SMSFs have two members, usually couples managing their retirement together.

• Most new members are aged 45–64, but younger Australians are also beginning to enter the SMSF sector.

🚀 Why Choose iCare Super?

At iCare Super, we make SMSF management simple and cost-effective.

Our annual fee covers all compliance work, including:

• Tax return lodgement

• Financial statements and member reports

• Independent external audit

• Free ESA

That means no hidden costs—just reliable, professional SMSF administration.

✅ Take Control of Your SMSF Today

With SMSFs continuing to grow in both numbers and assets, now is the perfect time to review your fund’s compliance and administration needs.

👉 If you are looking for an affordable, reliable, and experienced SMSF administrator, contact iCare Super today.
We’ll help you stay compliant, minimise administration stress, and maximise the benefits of your SMSF.