Category: Blog
SMSF Quarterly Statistics – September 2025: What the Latest Numbers Mean for Trustees
The ATO Self-Managed Super Fund (SMSF) Quarterly Statistical Report for September 2025 has been released, offering a clear snapshot of the current SMSF landscape and how trustees across Australia are managing their superannuation. The data confirms that SMSFs remain a cornerstone of Australia’s r..Read More
Transfer balance cap and super contribution limits: what’s changing and how to plan
Several superannuation caps are increasing over the next two financial years. These changes may affect how much you can contribute to super and how much you can move into a tax-free retirement phase pension. Understanding the transfer balance cap and contribution limits can help you plan ahead and ..Read More
SMSFs and ATO Education Directions: What You Need to Know
Managing a self-managed super fund (SMSF) comes with responsibilities, and even experienced trustees can sometimes make mistakes. The Australian Taxation Office (ATO) has a range of ways to deal with breaches of the Superannuation Industry (Supervision) Act 1993 (SISA). One tool they often use is an..Read More
ATO’s Draft PS LA 2025/D2: What It Means for SMSF Trustees — iCare Super Insight
The Australian Taxation Office (ATO) has released a new draft practice statement, PS LA 2025/D2, outlining how and when it may issue education directions to trustees of Self-Managed Super Funds (SMSFs). This new approach focuses on improving trustee understanding and compliance through education rat..Read More
SMSF Growth in 2025: What the Latest ATO Report Means for Trustees
The Australian Taxation Office (ATO) has released its SMSF Quarterly Statistical Report for June 2025, and the results confirm that Self-Managed Super Funds (SMSFs) remain one of the fastest-growing retirement options in Australia. With nearly $1 trillion in total assets, SMSFs continue to give Aust..Read More
Australia Post SMSF ESA Service Ending – What You Need to Know
Australia Post will no longer offer subscriptions to its SMSF Gateway Services. This means the AUSPOSTSMSF ESA (Electronic Service Address) will become unavailable once your subscription expires. If your SMSF is currently using AUSPOSTSMSF, you will not be able to process rollovers or receive employ..Read More
Superannuation Changes from 1 July 2025: What You Need to Know
At ICare Super, we are committed to keeping you informed about important superannuation updates that may impact your retirement planning and SMSF compliance. From 1 July 2025, several key changes to superannuation rules and thresholds come into effect. Here's a summary of what you need to know. Sup..Read More
Impact of Part 9 and Part 10 Debt Agreements on Setting Up an SMSF
A Self-Managed Superannuation Fund (SMSF) offers greater control over your retirement savings, but for individuals facing financial hardship, particularly those in a Part 9 or Part 10 debt agreement, setting up or managing an SMSF may come with certain challenges. This article explains the implicati..Read More
SMSF LRBA Safe Harbour Rates for 2025–26: What You Need to Know
If your Self-Managed Super Fund (SMSF) has a related-party Limited Recourse Borrowing Arrangement (LRBA), staying compliant with the ATO’s safe harbour guidelines is crucial. The Australian Taxation Office (ATO) recently announced updated safe harbour interest rates for the 2025–26 financial yea..Read More
Proposed “$3 Million Super Tax” (Division 296): What SMSF Trustees Must Know Before 1 July 2025
What’s the Buzz About? In June 2025, the financial media and SMSF community have been laser-focused on the Albanese Government’s proposed new Division 296 tax — a 30% tax on both realised and unrealised earnings for super balances over $3 million, starting 1 July 2025 (news.com.au, news..Read More