Category: Blog
ATO’s Draft PS LA 2025/D2: What It Means for SMSF Trustees — iCare Super Insight
The Australian Taxation Office (ATO) has released a new draft practice statement, PS LA 2025/D2, outlining how and when it may issue education directions to trustees of Self-Managed Super Funds (SMSFs). This new approach focuses on improving trustee understanding and compliance through education rat..Read More
SMSF Growth in 2025: What the Latest ATO Report Means for Trustees
The Australian Taxation Office (ATO) has released its SMSF Quarterly Statistical Report for June 2025, and the results confirm that Self-Managed Super Funds (SMSFs) remain one of the fastest-growing retirement options in Australia. With nearly $1 trillion in total assets, SMSFs continue to give Aust..Read More
Australia Post SMSF ESA Service Ending – What You Need to Know
Australia Post will no longer offer subscriptions to its SMSF Gateway Services. This means the AUSPOSTSMSF ESA (Electronic Service Address) will become unavailable once your subscription expires. If your SMSF is currently using AUSPOSTSMSF, you will not be able to process rollovers or receive employ..Read More
Superannuation Changes from 1 July 2025: What You Need to Know
At ICare Super, we are committed to keeping you informed about important superannuation updates that may impact your retirement planning and SMSF compliance. From 1 July 2025, several key changes to superannuation rules and thresholds come into effect. Here's a summary of what you need to know. Sup..Read More
Impact of Part 9 and Part 10 Debt Agreements on Setting Up an SMSF
A Self-Managed Superannuation Fund (SMSF) offers greater control over your retirement savings, but for individuals facing financial hardship, particularly those in a Part 9 or Part 10 debt agreement, setting up or managing an SMSF may come with certain challenges. This article explains the implicati..Read More
SMSF LRBA Safe Harbour Rates for 2025–26: What You Need to Know
If your Self-Managed Super Fund (SMSF) has a related-party Limited Recourse Borrowing Arrangement (LRBA), staying compliant with the ATO’s safe harbour guidelines is crucial. The Australian Taxation Office (ATO) recently announced updated safe harbour interest rates for the 2025–26 financial yea..Read More
Proposed “$3 Million Super Tax” (Division 296): What SMSF Trustees Must Know Before 1 July 2025
What’s the Buzz About? In June 2025, the financial media and SMSF community have been laser-focused on the Albanese Government’s proposed new Division 296 tax — a 30% tax on both realised and unrealised earnings for super balances over $3 million, starting 1 July 2025 (news.com.au, news..Read More
Maximise Your Super: Essential SMSF Planning Before 30 June 2025
Why SMSF Planning Before 30 June 2025 Is Crucial As the financial year draws to a close, 30 June 2025 marks a critical deadline for self-managed super fund (SMSF) trustees. Strategic planning now can help you maximise tax benefits, optimise contributions, and avoid compliance issues. Whether you..Read More
ASIC Announces Fee Increases for Companies and Business Names from 1 July 2025
Starting 1 July 2025, the Australian Securities and Investments Commission (ASIC) will implement updated fees for company services and business name registrations. These revised charges will remain in effect through 30 June 2026. If you operate or plan to start a business in Australia, here’s a br..Read More
🚨 ATO Releases 2026 Superannuation Caps – Key Changes and Updates
The Australian Taxation Office (ATO) has announced the superannuation contribution caps and thresholds for the 2026 financial year. These caps affect how much you can contribute to superannuation while enjoying tax concessions. ✅ 2026 Superannuation Contribution Caps Concessional Contributio..Read More